Fast Track Plan

• Life insurance coverage
• Option of short premiumA regular payment made to the insurance company to keep the policy in force. payment terms enabling an early maturity and fast track accumulation
• Choice of six well managed funds for investors with different risk appetite
• Entry age of life insured upto 60 years
• Choice of protection cover basis age of life insured
• Systematic Investment through STP option- to safeguard your wealth against market volatilities
• Flexibility to make partial withdrawals to meet unplanned expenses
• Flexibility to opt for Personal Accidental Benefit and Dread Disease riderAn attachment to a policy that modifies its conditions by expanding or restricting benefits or excluding certain conditions from coverage.

• Choose the premiumA regular payment made to the insurance company to keep the policy in force. you want to invest every year
• Choose your Payment and policy termIt is the number of years the policy will be active.
• Choose the fund/s in which you want to invest your premiums

Example

*Secure Plus Fund is only available with Systematic Transfer Plan

Systematic Transfer Plan (STP)

The option is available in case you have chosen to pay through annual mode or in case of Single PremiumA regular payment made to the insurance company to keep the policy in force.:

• You may opt for a STP option, in which case the ATPsAnnual Target Premium received, net of PremiumA regular payment made to the insurance company to keep the policy in force. Allocation Charge shall be allocated first to the Secure Plus Fund and immediately thereafter, on each subsequent 11 monthly anniversaries, 1/12^th of the initial units purchased shall be automatically switched to the Growth Super Fund without attracting any switch charge.
• You may opt out of or opt for the STP option by giving us a 30 days written notice. If accepted, the STP option will become operational on the Policy anniversaryThe anniversary of the date of issue of policy as shown in the policy. next following the receipt of your request.
• In case you fail to pay the due Premiums within the grace periodPeriod of time after the due date of a premium, during which the policy remains in force., the STP option would be deactivated and further due Premiums would be invested in the Growth Super Fund by default unless you opt for a different fund.

Riders Offered

Dread Disease (UIN: 104C010V02)

Dread Disease RiderAn attachment to a policy that modifies its conditions by expanding or restricting benefits or excluding certain conditions from coverage. (UIN 104C010V02) gives you additional coverage from 10 specified dread diseases which is incase Insured is diagnosed with any of the below mentioned diseases, an additional benefit will be paid to the insured.

Heart Attack, Cancer, Stroke, CABG, Multiple Sclerosis, Kidney Failure, Major Organ Transplant, Paralysis, COMA, Heart Valve Replacement/Repair.

The riderAn attachment to a policy that modifies its conditions by expanding or restricting benefits or excluding certain conditions from coverage. can be opted for ages between 30 to 50 years, and expires at life insured age 60.

For further RiderAn attachment to a policy that modifies its conditions by expanding or restricting benefits or excluding certain conditions from coverage. details you are requested to refer to the riderAn attachment to a policy that modifies its conditions by expanding or restricting benefits or excluding certain conditions from coverage. brochure available on the website or contact your sales personnel.

Dread Disease Rider Rates

Personal Accidental Benefit (UIN: 104C007V02)

Personal Accidental Benefit RiderAn attachment to a policy that modifies its conditions by expanding or restricting benefits or excluding certain conditions from coverage. (UIN 104C007V02) is a low cost additional benefit that is paid in case the insured's death or total and permanent disability is caused by an accident. The riderAn attachment to a policy that modifies its conditions by expanding or restricting benefits or excluding certain conditions from coverage. can be opted for ages between 30 to 55 years, and expires at life insured age 60.

Personal Accidental Benefit Rates