Disclaimer

If you are below 18 years of age, you shall not submit any personal information to us.

The information and materials contained in these pages and the terms, conditions, and descriptions that appear thereon are subject to change. They should not be regarded as an offer, solicitation, invitation, advice regarding any insurance product of MNYL. You are therefore requested to verify the veracity of all information with the Agent Advisor before relying on the same. Insurance Products and services shown on the website may be withdrawn or amended or varied at any time at the sole discretion of MNYL. Save and except with the MNYL's prior written consent, you may not insert a hyperlink to this website or any part thereof on any other website or "mirror" or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or web-page.

Wherever certain information is requested and necessary to enable you to use our web enabled services we gather such information, including personal information, so that we can better develop our relationship with users. You may choose not to share any such information with us, but then you may not be able to take advantage of the features on the site.

Cookies: 'Cookies' are computer data storage programs which enable a web site to record a visitor's activities from his/ her computer hard drive. A cookie is placed on our server for as long as a session is active. No data from the user's computer is accessed from our site. Our cookies tag each visitor's browser with a random, unique number. The cookie simply assigns a number and does not disclose any personal information about the person using the browser.

The information and materials contained in these pages and the terms, conditions, and descriptions that appear thereon are subject to change. They should not be regarded as an offer, solicitation, invitation, advice regarding any insurance product of MNYL. You are therefore requested to verify the veracity of all information with the Agent Advisor before relying on the same. Insurance Products and services shown on the website may be withdrawn or amended or varied at any time at the sole discretion of MNYL. Save and except with the MNYL's prior written consent, you may not insert a hyperlink to this website or any part thereof on any other website or "mirror" or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or web-page.

Wherever certain information is requested and necessary to enable you to use our web enabled services we gather such information, including personal information, so that we can better develop our relationship with users. You may choose not to share any such information with us, but then you may not be able to take advantage of the features on the site.

Cookies: 'Cookies' are computer data storage programs which enable a web site to record a visitor's activities from his/ her computer hard drive. A cookie is placed on our server for as long as a session is active. No data from the user's computer is accessed from our site. Our cookies tag each visitor's browser with a random, unique number. The cookie simply assigns a number and does not disclose any personal information about the person using the browser.

The information, product descriptions, material, advices, suggestions, illustrations notifications, circulars etc. are collectively stated "the content" in this website. If the said content contains any mistakes, omissions, inaccuracies and typographical errors, etc. MNYL assumes no responsibility thereof.

The information and materials contained in this site, are provided "as is," "as available" basis. MNYL does not warrant the accuracy, adequacy or completeness of any of such information and materials. MNYL expressly disclaims any and all liability for errors or omissions in all such information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties relating to non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with any of the information and materials published herein.

MNYL shall not be liable for any loss or damage, including without limitation direct or indirect, special, economic, incidental, or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if MNYL has been advised of the possibility of such damages, losses or expenses.

Hyperlinks to other internet resources are for the user's convenience only and are at your own risk; the content, accuracy, legality of or restrictions imposed or opinions expressed by and other links provided by or for these resources are not investigated, verified, monitored, nor endorsed by MNYL. MNYL is not responsible either for their standards of public order and decency or for their personal data protection policy or the use that could be made of such data. When you access another website through a hypertext link, you are accepting that this access is at your own risk. Consequently, MNYL will not be liable for any loss or damage arising directly or indirectly from the accuracy or otherwise of materials or information contained on the pages of such sites, or for any loss arising directly or indirectly from the defects with such sites.

Submission of Information: Submissions to MNYL of information via MNYL's web site and pages thereon shall be deemed to be the property of MNYL. Please note that MNYL does not warrant that any e-mail from its web site is secure and does not guarantee that any such e-mail from you or from MNYL are secure during Internet transmission.

Public Access to Personal Information: Please note that you should exercise caution when deciding to disclose or key-in your personal information on-line, and ensure that no third party is able to access such personal information as you key it in or view it on the screen of your computer. This caution is to be exercised in respect of the information that you may provide, to apply to become an Agent of Max New York Life as well.