Live life. King Size
All of us desire a lavish and comfortable life. Max New York Life wants you to think beyond basic necessities of life i.e. Food, Clothes and Shelter. The latest Life Maker™ Premium Investment Plan gives you a lot of choices - especially when you are looking for Great life style, Big Home, your own well established Business and top of all - Protection for your family. Our Unit linked Life Insurance plan can be the financial cornerstone for your objectives. Max New York Life Insurance provides you a powerful investment-cum-insurance plan where you can direct your investments in the customized unit linked funds such as equities, money market instruments, investment grade corporate bonds, and government securities. These funds offer a wide range of returns basis market returns. You can choose to invest your premiums in one or more of these funds, basis your risk taking ability.

The switching feature of this policy provides you the facility to change the investment pattern by moving from one fund to other fund(s) amongst the funds offered under this contract and in case of unforeseen urgent needs; the plan ensures easy liquidity to you by accessing your fund through surrender benefit.

You have the flexibility to direct your investments in any one or more of the following five unit linked investment funds of the Company: SECURE, CONSERVATIVE, BALANCED, GROWTH and GROWTH SUPER. These funds invest in Fixed Income and equity assets as follows :

Select any one or all of the mentioned funds

Fund	Secure Fund	Conservative Fund	Balanced Fund	Growth Fund	Growth Super Fund
Investment Type
Government Securities	50-100%	50 - 80%	20 - 50%	0 - 30%	0-20%
Corporate Bonds (investment grade)	0-50%	0 - 50%	20 - 40%	0 - 30%	0-20%
Money Market Instruments / Cash	0-20%	0 - 20%	0 - 20%	0 - 20%	0-20%
Equities	NIL	0 - 10%	10 - 40%	10 - 70%	70-100%

Flexibilities

Switching: We provide you with the facility to change the investment pattern by moving from one fund to any other fund(s) amongst the funds offered under this contract. Every policy year, we offer you six free switches. Premium Re-Direction: This is the facility that allows you to modify the allocation of premiums into an investment pattern that is different from the existing pattern. Every policy year, we offer you three free redirections. Partial Withdrawal: If you wish to withdraw a part of your fund, you can make partial withdrawals up to 20% of surrender value in any policy year by cancellation of units from your unit account. Partial withdrawals are allowed only after three policy years. Surrenders: In case of unforeseen needs it ensures easy liquidity to you by accessing your fund through surrender benefit. However, full surrender is possible only after an amount equal to three years ATP has been paid.